Spanish 21 is a fast-paced variation
of blackjack that has become increasingly popular. The game is
played on a standard blackjack table. The main difference between
Spanish 21 compared to blackjack is the removal of all 10's in
the decks. Jacks, Queens, and Kings remain, but all natural 10's
are removed from every deck used at the table.
If you know much about blackjack
you're probably thinking that Spanish 21 holds a very high casino
advantage. By removing all of the 10's, Spanish 21 gains an increase
in house advantage by about 25%. However, to compensate for removing
the 10's and the higher house advantage, there are very lucrative
bonuses and additional rules, compared to blackjack, which bring
the house advantage back down.
One of the most important rules
in Spanish 21, that highly differs from blackjack, is the rule that
a player's 21 always beats a dealer's 21. The additional rules and
bonuses are listed below.
When your cards equal 21 in Spanish
21, you might qualify for a Bonus 21. The chart below explains each
type of bonus you can receive for achieving a total of 21.
Cards Suit Payout

5 Cards 21 3:2
6 Cards 21 2:1
7 or More Cards 21 3:1
6-7-8 Mixed Suit 3:2
6-7-8 Same Suit 2:1
6-7-8 Spades Only 3:1
7-7-7 Mixed Suit 3:2
7-7-7 Same Suit 2:1
7-7-7 Spades Only 3:1
Super Bonus
In Spanish 21, a player can receive the Super Bonus when they are
holding suited 7-7-7 and the dealer draws a 7 in any suit. Bets
from $5 to $24 pay a Super Bonus of $1000 and bets of $25 or more
pay a Super Bonus of $5000. If a Super Bonus occurs, an Envy Bonus
of $50 is paid to every other active player at the table. Both splitting
and doubling void the Super Bonus. Some casinos have slightly different
rules for the Super Bonus so make sure to check the rules before
playing.
Pair Splitting
When playing Spanish 21 you have the option of splitting any cards
of equal value, including aces, to create a maximum of four hands.
You have the option of hitting and doubling on any split hand. The
Bonus 21 is paid out on split hands, but split hands void the Super
Bonus.
Late Surrender
Spanish 21 offers a rule called late surrenders. Late surrenders
is another additional rule that increases the odds of the player.
If a player doesn't like the first two cards that they are dealt,
they have the option of surrendering and forfeiting half of their
original bet, which completely removes them from the hand. However,
surrendering is never allowed on a dealer's blackjack.
Doubling Down
Players are allowed to double down once on any two or more cards,
with any total, even after splitting. When a player chooses to double
down, he can place any bet up to a maximum of his original bet.
Bonus 21 payouts are voided on a hand that is doubled down.
Double Down Rescue
There is an additional rule in Spanish 21 concerning doubling down
called double down rescue. With the double down rescue rule, if
a player is not satisfied with his non-busted double down hand,
he is allowed to rescue the doubled portion of his bet. If a player
chooses to rescue their doubled down bet, he forfeits his original
wager and is removed from the hand.
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