Only two hands are dealt, irrespective of how many players are at the table: One hand for the banker and the other for the player.

Card suits Have no Meaning in Baccarat.

Tens and face cards (jack, queen, and king) are worth zero. The ace is worth "1" and the Two through Nine are worth their face value.

Value of cards In Baccarat
All Aces are valued at 1 Face Value, 2 of clubs = 2 points 10, J, Q, K have zero value

The game of Baccarat is easy to play, there are three simple bets you have a choice of: player, banker or tie. Once the player made a bet the game begins and two 2-card hands are dealt from a shoe that contains 8 decks of cards.

One hand is dealt for the banker and another hand is dealt for the player. The values of the two cards in each hand are added together, the object of the game is to have a total as close to 9 as possible.

The total of the hand, regardless if it consists of two or three cards, is determined by adding up the values of the cards in the hand.

If the total of the hand is 10 or more, subtract 10. The remaining total is the card count. For example, if the first two cards dealt are Jack and 4, the count is four.

6, 2 and 6, which total 14, count as 4 after subtracting the 10.

Examine the following examples to make sure you understand the card counts:
7,8 = 5 10,6 = 6 Jack, 4 = 4
10,Jack = 0 9,Ace = 0 Jack, Ace = 1
10,4,2 = 6 6,2,6 = 4 10,10 = 0

Both the banker and the player are dealt two cards, and depending on the value of the hands, might be dealt a third card in either case according to the Baccarat drawing rules.

Psychology of Baccarat:

Gambling at internet casinos potentially could be very addictive and it is common knowledge that just as a drug addict needs his fix or an alcoholic needs a drink, so an addictive gambler needs to pursue his gambling urge. Research on gambling has indicated that only a small percentage of gamblers are winners, whether rightly or wrongly, most players play for kicks.

Now, if you are looking for kicks, then baccarat is your game. Baccarat takes you through the entire gamut of emotions, despair, hope, elation, anticipation, heartbreak and celebrations. When a player wins, his self esteem becomes buoyant and his/her personality surges. When he loses he is thrown into the depths of despair – but from despair to euphoria he is getting his kicks which gives zest to his boring daily grind. Therefore most internet casinos provide the outlet for those hooked or partially hooked on the gambling bug. Please ensure that you don’t gamble for the wrong reasons!